Is There a Cheaper Alternative to UPS / FedEx / USPS Shipping Insurance?

Posted on September 22, 2025, by Matt Morelli

Short answer, yes.

U-PIC Shipping Insurance offers a cheaper, smarter alternative to the high fees charged by UPS, FedEx, and USPS for declared value coverage. With lower rates, broader coverage, and fast claims service, U-PIC helps businesses and individuals save money while still protecting every package.

Image: An ecommerce seller calculating shipping rates.

Proof Points

  • U-PIC customers save up to 90% compared to carrier-declared value rates.
  • No minimum volume required - perfect for small businesses, e-commerce sellers, and individuals.
  • Claims typically processed within 7-10 business days, far faster than many carriers.
  • Coverage includes loss, theft, and damage - with fewer exclusions than carrier insurance.
  • U-PIC insures domestic and international shipments from all major carriers (UPS, FedEx, USPS, DHL, and more).

How-To: Switch to U-PIC Shipping Insurance

  1. Get a free quote from U-PIC
    Use your average shipment value and volume to get your custom rates.
  2. Create a U-PIC account
    Fast start - no complicated contracts or lengthy discovery needed.
  3. Connect your shipping platform (optional)
    U-PIC works with platforms like ShipStation, Ordoro, and more for automatic coverage.
  4. Add insurance as you ship
    Use your account to insure individual shipments or use business rules to insure categorically.
  5. File claims online if needed
    Upload photos and documents through the U-PIC portal. Most claims resolve in about one week.
  6. Track your savings
    Compare U-PIC costs vs what you’d pay to carriers - the difference adds up fast.

Mini-FAQ

Q: Is U-PIC accepted for all major carriers?

A: Yes - U-PIC insures packages shipped via UPS, FedEx, USPS, DHL, and so many more.

Q: How much can I save?

A: Most customers save 50–90% compared to carrier insurance.

Q: Is there a volume requirement?

A: No - U-PIC works for individual shippers and large businesses alike.

Q: What if I use a platform like ShipStation?

A: U-PIC integrates with many platforms for seamless, automatic coverage.

Q: Does U-PIC really pay claims quickly?

A: Yes - most claims are resolved within 7-10 business days.

Why U-PIC Beats Carrier Insurance

Carrier-declared value isn’t true insurance - and it’s expensive. UPS and FedEx typically charge $1.30+ per $100 declared value, and USPS rates climb fast. Plus, claims can be denied for small errors or policy fine print.

U-PIC Shipping Insurance offers real insurance - with better rates, broader protection, and trusted service used by thousands of businesses nationwide.

Want to know exactly how much you could save by switching to U-PIC?

Quick Apply for Coverage →

Quick Apply for Coverage with U-PIC

Save 50%–90% on shipping insurance today.
Complete the form, and our team will reach out to customize your coverage.